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Wema Bank Plc Recrutment For Relationship Management Officer

Wema Bank Plc Recruitment For Relationship Management Officer. Wema Bank Plc is now recruiting to fill the position of Relationship Management Officer at the bank. Interested persons should kindly check below for requirements and how to apply.

Wema Bank Plc – Widely reputed as the longest-surviving and most resilient indigenous bank in Nigeria, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public.

applications are invited to fill the position below:

Job Title: Relationship Management Officer

Location: Apapa Region, Lagos
Job Type: Full-time
Specialization(s): Banking / Finance / Insurance

Job Summary

The ideal candidate will contribute to business development and execution of branch sales plans to achieve desirable profitability, foster a productive, value-producing relationship between the bank and customers and support the Business Development Managers to grow a portfolio of profitable customers in pursuit of specific sales, service, growth, and opportunity targets.

Job Description

Sales management:

Execute branch sales strategy reflective of the local market conditions to ensure that sales targets are met. This includes having product knowledge, cross-selling, and keeping up to date with changes and developments in the local market/area to drive optimal achievement sales opportunities.
Manages and maintains current business relationships and seeks new accounts through sales
Engage in business development activities and solicitation of new business; be actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services.
Conducts daily meetings with the sales team (RMO and MA) and carries out reviews on the previous day and jointly plan for the week ahead.

Risk Management:

Ability to identify an acceptable level of lending risk, in line with the bank’s risk appetite statement, and to maximize profit from that transaction.
Minimize risks through adherence to KYC compliance as per the bank policies and procedures in all your operations to minimize losses due to fraud.
Discuss loan terms and conditions, and conduct collateral risk analysis to ensure compliance with the bank’s policies and procedures
Comply with the Bank’s complaint resolution process to resolve the matter, maintain our high service standards and mitigate further risks/losses.

Financial Management:

Extract and analyze financial statements, cash flow forecasts and other complex financial reports, providing an accurate assessment
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
Analyze financial statements of new customers and evaluate all loan documents.
Contributes to the growth of deposits, loans and overdrafts to increase the profitability of the branch.

Customer Service:

Delivers and maintains customer service standards at all times, for improved service delivery.

People Management:

Collaborate with peers in the branch to ensure effective support and service delivery.
Contribute to developing a positive and proactive Safety and Well-being culture including meeting all safety and well-being compliance requirements.
Role model and live the Bank’s Values while adhering to all corporate HR policies